Kredittkort På Dagen: The Best Credit Cards & Getting Them Same Day

Given today’s rapidly developing delivery culture, credit cards that offer same-day use are becoming more and more sought after. However, while most card issuers enable instantaneous account information access and credit card number allocation upon approval, not all will allow instant cards to be used immediately upon approval.


People today expect same-day convenience from everything, including deliveries of gourmet chocolates or five-piece patio sets. While certain American Express and Capital One credit cards allow same-day transactions without needing physical cards (for instance), it is rare for them to arrive the same day you are approved for them.

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However, it is possible to obtain an immediate-use credit card, usually co-branded cards from American Express or Barclays, which allow you to begin using right away after being approved. Or store credit cards may offer immediate-use options at checkout either online or when using digital wallets at participating merchants – these cards typically become available during application or even checkout – but what about the other ones?

How Do You Get a Same-Day Credit Card?

As our society increasingly relies on instant gratification for everything from gourmet chocolates to new five-piece patio sets, it is understandable that you would want access to your credit card immediately upon applying. Unfortunately, most banks will not issue one immediately upon application; waiting several days or longer may be required until your debit info arrives by mail.

Store and co-branded ones may offer the fastest approval time. They often feature their name in digital wallets for quick identification as seen here; however, most can only be used at merchant partners where you shop because their physical cards don’t yet have your card number stored on file.

If you want an account that will enable immediate use, your best bet would be American Express or Capital One cards. Both these issuers typically offer virtual versions of their cards online so that as soon as you are approved for an account you can start making purchases and add it to your digital wallet immediately.

Other card issuers offer virtual ones immediately upon being approved, which is useful in case of emergency purchases or when something you need is out of stock when applying. These virtual copies provide all the same benefits as physical cards such as accessing ATM networks and mobile apps.

How Long Does It Take?

They can be an excellent way to build credit, pay bills, and accumulate rewards. Unfortunately, though, it can take several days before your new card arrives in the mail, which may be disappointing. There are ways you can speed up this process.

After being approved for a credit card, it can take 10-14 days before it arrives in the mail. Most creditors offer standard shipping methods but some, like Discover and Bank of America, offer expedited shipping options which may cost extra but save time.

After being approved, another option would be to obtain a temporary credit card number that gives access to your account and allows purchases both online and over the phone while waiting for your card in the mail. Using this data, you could add your card to digital wallets such as Apple Pay and Google Pay.

While applying for a credit card can take minutes and instant approval is possible, receiving it could take weeks – particularly if you need to use it immediately for purchases or take advantage of an offer via email or even print coupon.

American Express and Barclays both provide instantaneous access to them once approved so that you can start using them and building credit immediately after approval. Other cards require receiving physical cards in the mail which could take up to ten business days; for precise timelines, it is best to contact each issuer directly as they will have a better idea of estimated processing and mailing times depending on experience/policies/expertise of their own processes and policies.

What are the Best Same Day Cards?

Credit card companies usually review credit applications quickly, often responding with a decision within minutes if an application is approved; however, that does not always translate to receiving your physical credit card the same day if you are approved.

1. Chase Spend Instantly

Chase is among the few credit card issuers offering an immediate way to start using a new credit card before even receiving it in the mail. Their Spend Instantly feature allows users to link newly approved cards directly with digital wallets like Apple Pay or Google Pay so you can start spending immediately – helping meet minimum spending requirements or unlock welcome bonuses more quickly than before!

Chase requires that applicants provide proof of income and bank statements as part of its approval process, along with additional documentation like identification verification. If you’re not få kredittkort på dagen or getting same-day credit card approval, it could take up to 30 days before your card arrives in the mail if not instantly approved, although you can reach out to customer service to request reconsideration (but it’s usually best to wait to hear their decision first before calling!). In case your application is denied, however, customer service can contact your credit bureau immediately rather than making unnecessary inquiries on your credit report.

Chase offers numerous consumer cards that qualify for Spend Instantly, including Forbes Advisor-recognized options like Chase Sapphire Preferred and Reserve cards that feature generous sign-up bonuses, rewards rates, and unique benefits that make them invaluable assets in any household.

2. American Express

American Express is a global payments company that issues them and provides numerous services for consumers, small businesses, and corporations worldwide. American Express generates its income by charging merchants fees as well as cardholder fees; aside from issuing cards themselves, it also operates a global processing network to deliver additional card-related products and services and sells insurance and financial products as part of its revenue model.

American Express Company offers more than just plastic; their products and services span business cards, travel, consumer banking services, and digital marketing initiatives. Their credit card services can be divided into four reportable segments: U.S. Card Services; International Card Services; Global Commercial Services and Global Network & Merchant Services.

American Express cards provide cardholders with many advantages, such as flexible terms and high credit limits with exclusive perks. Their mobile app makes accessing account information much simpler while their network of vendors gives cardholders the chance to redeem points for merchandise and experiences. Unfortunately, though, American Express cards come with hefty annual fees; fortunately, some options offer waived annual fees for at least the first year or two years.

3. Synchrony Bank

Synchrony Bank may be an ideal solution if you are in search of savings accounts offering competitive interest rates, with CD and money market accounts as well as high-yield credit cards from over two hundred retailers and healthcare providers nationwide.

Synchrony Bank is an FDIC member and offers top-tier security for your funds and online banking connections, along with a mobile app to manage them at any time of day or night ( Transfer funds between accounts or use an automated telephone system to make payments or withdraw cash from your account with ease – their customer service team boasts top-level service ratings on Apple App Store and Google Play!

Synchrony Bank provides an expansive resource center with educational content to help educate consumers when making financial choices. Here, you can also discover strategies for improving your credit score, prequalifying for mortgage loans, or making smart choices when purchasing cars.

Synchrony Bank does not operate any physical branches, yet its online and mobile banking systems are accessible 24 hours a day, 7 days a week. Both systems use multi-factor authentication to keep customers’ funds safe and offer mobile check deposits and a reimbursement card of up to $5 per statement cycle for fees charged at non-Synchrony ATMs. Customers can take advantage of a live chat feature at any time day or night–although customer service representatives are unavailable during weekends.


Staff writer at LAFFAZ, Asiya is a keen collector of lesser-known yet significant facts and stories from all across the world and loves presenting them to the masses through her writings.

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